JusPaisa - Bajaj Finance - FAQ

What is Bajaj Finance Fixed Deposit?
Bajaj Finance offers fixed deposit, through which you can now start investing with minimum Rs. 15,000 and earn returns up to 8.60% p.a. (for senior citizens) and up to 8.35% p.a. (for customers below 60 years of age).=

What is a fixed deposit, and how does it work?
A Fixed Deposit (FD) is a type of financial instrument offered by banks and other financial institutions, where an individual can deposit a lump sum of money for a fixed period of time, usually ranging from a few months to a few years. The interest rate offered on fixed deposits is usually higher than that of a regular savings account, and the rate is fixed for the entire term of the deposit.

What is the tenure for investing in a Bajaj Finance FD?
Bajaj Finance offers flexible tenure options to all customers. While investing, you can choose any tenure from 12 months to 60 months. The interest rate for each investment varies based on the tenure selected by the investor. Bajaj Finance also offers special returns on special tenures of 15, 18, 22, 30, 33, and 44 months.

What is the minimum amount for investing in a fixed deposit?
The minimum amount for investing in a fixed deposit with Bajaj Finance is Rs. 15,000

How much can be deposited in a fixed deposit?
Customers looking for online FD booking can invest between Rs. 15,000 to Rs. 5 crore in Bajaj Finance Fixed Deposit. For offline investors, there is no upper limit to the investment amount.