About Us

At JusPaisa, we noticed a common problem faced by India's middle-class families: the challenge of growing their savings efficiently. Many people, including my own family and friends, found it cumbersome to visit banks, fill out endless forms, and navigate the complex procedures just to open a fixed deposit. Apart from that, nowadays, people don’t have time to visit banks because majority of middle class people are working from Monday to Saturday. Also, middle class customers don't use Fintech apps, the learning curve, financial jargon, and financial complexity makes it harder for them to use such apps. Seeing this struggle, we envisioned a solution that would bring ease and convenience to their financial planning.

Why not simplify the process using something everyone already uses daily? That's how JusPaisa was born, with a mission to make opening fixed deposits as easy as sending a message on WhatsApp. We chose fixed deposits because they are a trusted, low-risk investment, providing guaranteed returns that middle-class families rely on for financial security. Keeping money in your savings bank account earns you an interest rate of 3%, but FD provides up to 9%, beating the inflation rate. 

JusPaisa allows users to open fixed deposits effortlessly through WhatsApp, making the process quick, secure, and accessible from anywhere. This innovation not only saves them time and effort but also brings financial stability within easy reach, empowering them to manage their money smartly and confidently.

Our Mission:

To provide a seamless, user-friendly platform that leverages the power of AI and modern communication channels, enabling people to invest and manage their wealth effortlessly and confidently.

Our Vision:

To democratise investment opportunities and make wealth creation attainable for all, bridging the gap between financial aspirations and reality.